By training, I’m an engineer, i suppose re payments expert by experience, held it’s place in fintech since 1999/2000, nearly two decades.

By training, I’m an engineer, i suppose re payments expert by experience, held it’s place in fintech since 1999/2000, nearly two decades.

By training, my Ph.D. Ended up being in aerospace engineering and I also should not be judged on that (Peter laughs), my masters was in computer engineering and my undergrad was in electric engineering, a expression associated with confusion at that phase of my entire life. That’s a summary of my background, I’m an engineer by training, fundamentally.

Peter: Okay, okay. So, you’re an engineer by training, you’ve made a decision to begin this provider that is…it’s notably unique at a time where I don’t think anybody else was really doing much in the way of, you know, this sort of earned income access because I know you started it. Inform us a small bit about…what ended up being the concept that led to the founding of PayActiv?

Safwan: for me, it absolutely was a thought that came during a stage in my life where I wasn’t doing such a thing you know, when you have a lot of time to think, you do think about the human condition and what’s going on so I had a lot of time to think and. One of many ideas that kept occurring for me and I’m talking 10 years ago was just why is it that the wealthiest country in the world has such a sizable pool of men and women residing paycheck to paycheck.Continue reading