During the Co-operative Bank, we’ve for ages been driven by different things: an ethical approach to banking

During the Co-operative Bank, we’ve for ages been driven by different things: an ethical approach to banking

For this reason we have been really the only high road bank in the united kingdom having a customer-led ethical policy.


  • A bank that is basic for those who may well not be eligible for other forms of account
  • No overdraft facility, cheque guide or month-to-month account cost
  • You can’t start a Cashminder in the event that you currently hold a Co-operative Bank or smile current account, unless you’re in economic trouble

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Current Account

  • Opt into Everyday Rewards and then we could reward you, or a charity of your option for you, each month
  • Handle your hard earned money using online banking and on the go with our mobile application
  • No monthly-fee

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Daily Extra

  • Includes Worldwide travel cover, British & European breakdown address and cellular phone insurance coverage
  • You will need to hold A bank that is co-operative current or present Account Plus to update
  • Simply ?15 each month

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Not certainly which account is for you?

Switching made easy and quick

Whenever you switch your overall account into the Co-operative Bank, we do most of the work.

  • Direct Debits and orders that are standing transferred immediately.
  • Re re Payments into and from your account that is old are.
  • If you can find any nagging issues through the switch, we guarantee to pay for you.

Independent solution quality survey outcomes

Individual present reports

An independent survey was conducted ace payday loans to ask approximately 860 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family as part of a regulatory requirement. The results represent the scene of clients whom participated within the study.

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current reports are found on our personal present account solution quality information web page.

Our solution quality information

Understanding accounts that are current

What exactly is an account that is current?

Find out what an account that is current, how it functions and exactly just what you can use it for.

What forms of banking account is there?

Read about the various forms of banking account that will help you result in the right choice.

Can a bank is got by me account with woeful credit history?

Learn how your credit rating can impact getting a banking account and exactly what your choices are when you yourself have dismal credit history.

Help for current clients

The Co-operative Bank reserves the best to decrease any application.

You credit depends on your circumstances and our lending policy whether we can offer. We might drop the job according to your circumstances or our financing policy. We may manage to provide an item that is dissimilar to usually the one promoted.

Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a known user regarding the Financial Services Compensation Scheme (FSCS).

Financial Services Compensation Scheme

The Co?operative Bank plc to your eligible deposits are protected as much as an overall total of ?85,000 because of the Financial solutions Compensation Scheme, great britain’s deposit guarantee scheme. This limitation is placed on the full total of every build up you’ve got with all the following: The Co?operative Bank, Britannia and look. Any total build up you hold over the restriction between these brands are not likely become covered.

Information about our call charges

If you’re calling from the UK, calls to 0800 and 0808 figures are free of landlines and mobiles; telephone phone calls to 03 numbers cost exactly like telephone calls to figures beginning with 01 and 02; telephone telephone calls to 0845 and 0870 numbers cost 3p per minute, along with your phone company’s access fee; phone telephone calls to 0844 and 0843 numbers cost 7p per minute, along with your phone company’s access charge. Prices for telephone telephone calls made outside the British is likely to be decided by your neighborhood provider.

Telephone Calls could be supervised or recorded for training and security purposes.

Call us

If you want more assistance & information, you are able to:

Talk to us via real time talk

Check us out in your neighborhood branch

Give us a call to speak with an advisor

The FSCS covers the Co-operative Bank.

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